{"id":186,"date":"2025-03-01T06:18:44","date_gmt":"2025-03-01T06:18:44","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=186"},"modified":"2026-03-30T12:29:52","modified_gmt":"2026-03-30T12:29:52","slug":"bfc-capitals-243rd-quality-circle-program-insights-on-smart-investing","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-243rd-quality-circle-program-insights-on-smart-investing\/","title":{"rendered":"BFC Capital&#8217;s 243rd Quality Circle Program: Insights on Smart Investing"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-1024x1024.png\" alt=\"\" class=\"wp-image-187\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-1024x1024.png 1024w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-300x300.png 300w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-150x150.png 150w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-768x768.png 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-1536x1536.png 1536w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/243-2048x2048.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/bfccapital.com\/\">BFC Capital<\/a> conducted its 243rd Quality Circle Program on December 17, 2022, at the Rotary Club, bringing together finance enthusiasts for an enriching session. Company VP, Vikas Singh, shared invaluable insights on investing and money management, equipping club members with practical strategies for financial growth. The session emphasized informed decision-making and long-term wealth creation, reinforcing BFC Capital\u2019s dedication to investor education and financial empowerment.<\/p>\n\n\n<div ><style>#sp-ea-615 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-615.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-615.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-615.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-615.sp-easy-accordion>.sp-ea-single {background: #f06d70;}#sp-ea-615.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1774848801\">\n<div id=\"sp-ea-615\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6150\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6150\" aria-controls=\"collapse6150\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Do I need a Demat account to invest in mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse6150\" data-parent=\"#sp-ea-615\" role=\"region\" aria-labelledby=\"ea-header-6150\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, as of now a Demat account is not required in order to invest in mutual funds. Mutual fund platforms, asset management companies (AMCs), or registered distributors are basically your options if you want to start investing directly. Although it is entirely optional, a Demat account is required only if you decide to keep mutual fund units in dematerialized form (such as equities).\u00a0 <\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6151\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6151\" aria-controls=\"collapse6151\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How is NAV different from a stock price?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6151\" data-parent=\"#sp-ea-615\" role=\"region\" aria-labelledby=\"ea-header-6151\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">\u00a0A mutual fund&#8217;s per-unit value, or NAV (Net Asset Value), is determined on a daily basis using the closing values of all of the fund&#8217;s investments for that day. NAV is more consistent and represents the true value of the fund&#8217;s assets than stock prices, which change during the trading day in response to the changing supply and demand.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6152\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6152\" aria-controls=\"collapse6152\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a benchmark index in mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6152\" data-parent=\"#sp-ea-615\" role=\"region\" aria-labelledby=\"ea-header-6152\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">A benchmark index, such as the Sensex of Nifty 50 and many others, serve as a point of comparison for assessing the performance of mutual funds on the basis of returns. Your fund is performing well if its returns are continuously higher than its benchmark, if your fund\u2019s returns are below the benchmark returns you need to review your portfolio again!<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6153\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6153\" aria-controls=\"collapse6153\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How are mutual fund returns calculated?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6153\" data-parent=\"#sp-ea-615\" role=\"region\" aria-labelledby=\"ea-header-6153\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">The Compounded Annual Growth Rate, or CAGR, is typically used to calculate returns on long-term investments for example lumpsum investments. Absolute returns, which display the overall percentage gain or loss during the investment period, can be used for short-term holdings. Both techniques aid in evaluating the growth of your funds.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital conducted its 243rd Quality Circle Program on December 17, 2022, at the Rotary Club, bringing together finance enthusiasts for an enriching session. Company VP, Vikas..<\/p>\n","protected":false},"author":1,"featured_media":187,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=186"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/186\/revisions"}],"predecessor-version":[{"id":659,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/186\/revisions\/659"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/187"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}