{"id":189,"date":"2025-03-01T06:20:48","date_gmt":"2025-03-01T06:20:48","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=189"},"modified":"2026-03-30T12:29:03","modified_gmt":"2026-03-30T12:29:03","slug":"bfc-capitals-244th-quality-circle-event-expert-insights-on-investing","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-244th-quality-circle-event-expert-insights-on-investing\/","title":{"rendered":"BFC Capital&#8217;s 244th Quality Circle Event: Expert Insights on Investing"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-1024x1024.png\" alt=\"\" class=\"wp-image-190\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-1024x1024.png 1024w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-300x300.png 300w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-150x150.png 150w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-768x768.png 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-1536x1536.png 1536w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/244-2048x2048.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/bfccapital.com\/\">BFC Capital<\/a> successfully conducted its 244th Quality Circle event on January 24th at the Power Grid Regional Office. The session featured an enlightening presentation by our VP, Vikas Singh, who shared invaluable insights on investing and money management. Attendees gained practical strategies and expert guidance to enhance their financial decision-making. The event reaffirmed BFC Capital\u2019s commitment to empowering individuals with the knowledge needed for long-term financial success.<\/p>\n\n\n<div ><style>#sp-ea-616 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-616.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-616.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-616.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-616.sp-easy-accordion>.sp-ea-single {background: #f06d70;}#sp-ea-616.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1774848950\">\n<div id=\"sp-ea-616\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6160\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6160\" aria-controls=\"collapse6160\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What should I do if my salary structure changes after a promotion?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse6160\" data-parent=\"#sp-ea-616\" role=\"region\" aria-labelledby=\"ea-header-6160\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">A promotion is a great time to revisit your financial plan. If your salary has increased, it\u2019s smart to increase your SIP contributions too by opting for a step up sip where you can periodically increase your SIPs according to your changing salary structure This keeps your investments in line with your growing income. Got a bonus? You could invest that as a lump sum into equity or hybrid mutual funds for long-term wealth creation. Don\u2019t forget to top up your emergency fund.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6161\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6161\" aria-controls=\"collapse6161\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can mutual funds help during job uncertainty?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6161\" data-parent=\"#sp-ea-616\" role=\"region\" aria-labelledby=\"ea-header-6161\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Yes, absolutely. Mutual funds aren\u2019t just for growth\u2014they\u2019re great for stability too. You can park your emergency fund in liquid funds for quick access when you need it most. To stay future-ready, hybrid funds offer a good balance between safety and returns. And if you\u2019ve been doing SIPs in equity funds, that\u2019s building your long-term buffer too. Ideally, keep 6\u201312 months\u2019 worth of expenses ready in your contingency fund so you\u2019re never caught off guard.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6162\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6162\" aria-controls=\"collapse6162\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i>  What is NAV (Net Asset Value)?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6162\" data-parent=\"#sp-ea-616\" role=\"region\" aria-labelledby=\"ea-header-6162\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">\u00a0NAV stands for Net Asset Value\u2014it\u2019s the price of one unit of a mutual fund. It\u2019s calculated as:<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><span style=\"font-weight: 400\"> (Total value of assets \u2013 liabilities) \u00f7 total number of units.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><span style=\"font-weight: 400\"> So if you\u2019re investing today, NAV tells you how many units you\u2019ll get for your money.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6163\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6163\" aria-controls=\"collapse6163\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How does an SIP benefit me?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6163\" data-parent=\"#sp-ea-616\" role=\"region\" aria-labelledby=\"ea-header-6163\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">\u00a0You invest a fixed amount regularly\u2014say monthly\u2014and over time, that amount starts compounding. One of the best things about SIPs is rupee cost averaging: when markets dip, you buy more units; when they rise, you buy fewer\u2014this averages out your cost and reduces timing risk. You also don\u2019t need a big amount to start. <\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-6164\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6164\" aria-controls=\"collapse6164\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I switch from one mutual fund to another?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse6164\" data-parent=\"#sp-ea-616\" role=\"region\" aria-labelledby=\"ea-header-6164\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Yes, you can switch funds\u2014it\u2019s quite common when your goals change or when one fund isn\u2019t performing well.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If both funds are from the same AMC (mutual fund company), switching is easier and can be done online.<\/span><span style=\"font-weight: 400\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If they\u2019re from different fund houses, you\u2019ll need to redeem your investment from one and reinvest in the other.<\/span><span style=\"font-weight: 400\">\n<p><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Keep in mind: there could be exit loads or taxes on short-term gains. So before switching, always check if the new fund fits your risk profile and goal better than your current one.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital successfully conducted its 244th Quality Circle event on January 24th at the Power Grid Regional Office. The session featured an enlightening presentation by our VP,..<\/p>\n","protected":false},"author":1,"featured_media":190,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=189"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/189\/revisions"}],"predecessor-version":[{"id":658,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/189\/revisions\/658"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/190"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}