{"id":238,"date":"2025-05-24T19:14:00","date_gmt":"2025-05-24T19:14:00","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=238"},"modified":"2025-06-03T12:35:11","modified_gmt":"2025-06-03T12:35:11","slug":"bfc-capitals-260th-quality-circle-program-a-successful-return-to-cwc","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-260th-quality-circle-program-a-successful-return-to-cwc\/","title":{"rendered":"BFC Capital&#8217;s 260th Quality Circle Program: A Successful Return to CWC"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260-1024x1024.jpg\" alt=\"\" class=\"wp-image-239\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260-1024x1024.jpg 1024w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260-300x300.jpg 300w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260-150x150.jpg 150w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260-768x768.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260-1536x1536.jpg 1536w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/260.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/bfccapital.com\/\">BFC Capital <\/a>proudly conducted its 260th Quality Circle Program on July 2, 2024, at the Central Warehousing Corporation&#8217;s (CWC) Regional Office for the second time. The event was a resounding success, featuring an engaging session by our AVP, Vikas Kr. Sah. Through his captivating presentation on the art of investing, attendees gained valuable financial insights, strategic investment approaches, and a deeper understanding of wealth creation. The program reinforced BFC Capital\u2019s commitment to empowering individuals with financial knowledge for a secure future.<\/p>\n\n\n<div ><style>#sp-ea-292 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-292.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-292.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-292.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-292.sp-easy-accordion>.sp-ea-single {background: #f06d70;}#sp-ea-292.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1746515704\">\n<div id=\"sp-ea-292\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2920\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2920\" aria-controls=\"collapse2920\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What happens to my mutual fund investments if I retire or stop working?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse2920\" data-parent=\"#sp-ea-292\" role=\"region\" aria-labelledby=\"ea-header-2920\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Your mutual fund investment continues to earn returns even after you retire!<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2921\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2921\" aria-controls=\"collapse2921\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How should I invest to secure my child\u2019s education and marriage expenses using mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2921\" data-parent=\"#sp-ea-292\" role=\"region\" aria-labelledby=\"ea-header-2921\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Investing in your child&#8217;s future might be compared to planting a tree. Selecting the appropriate mutual fund schemes is the first step; ideally, you should choose equity funds for long-term growth. After that, you need to water it frequently. This is where Systematic Investment Plans, or SIPs, come in, which guarantee disciplined savings. The magic of compounding allows your little investments to develop into a robust financial tree over time.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Avoid putting all of your eggs in one basket; diversification is essential. Let time work its magic, start early, and make continuous investments!<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2922\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2922\" aria-controls=\"collapse2922\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Should I invest in REITs (Real Estate Investment Trusts) or physical real estate?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2922\" data-parent=\"#sp-ea-292\" role=\"region\" aria-labelledby=\"ea-header-2922\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Physical real estate may be a huge asset if you&#8217;ve always wanted to buy a home, whether you plan to live there or rent it out tha is your choice it depends on you. It does, however, have drawbacks, such as expensive initial expenditures, ongoing maintenance costs, and poor liquidity.<\/span><\/p>\n<p><span style=\"font-weight: 400\">However, a more flexible approach to real estate investing is provided by REITs (Real Estate Investment Trusts). You invest in a professionally managed portfolio of real estate assets and receive dividends from rental revenue, much like mutual funds do for real estate. The finest aspect? They may be exchanged on the stock market and are inexpensive and liquid.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Consider combining both\u2014owning a home and making passive income investments in REITs\u2014if you&#8217;re looking for a balance between stability and liquidity. The final choice will be yours.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2923\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2923\" aria-controls=\"collapse2923\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What are the biggest financial mistakes salaried employees should avoid?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2923\" data-parent=\"#sp-ea-292\" role=\"region\" aria-labelledby=\"ea-header-2923\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Effective money management is essential if you get a fixed pay cheque. The following are some of the most significant financial errors to avoid:<\/span><\/p>\n<p><span style=\"font-weight: 400\">No Emergency Fund. Always have a liquid reserve with three to six months&#8217; worth of spending in case of emergencies.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Not Saving Enough:<\/strong> Try to set aside 20\u201330% of your salary and make prudent investments with it.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Tax Planning Ignorance:<\/strong> Don&#8217;t put it off until March! To reduce taxes, make use of PPF, ELSS funds, and other Section 80C tax-saving options.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Relying solely on salary:<\/strong> Create many sources of income by investing in mutual funds, renting out your home, or doing freelance work.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Delaying Investments:<\/strong> Your wealth increases the earlier you begin. Don&#8217;t wait; SIPs in stock funds profit from compounding.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Uncontrolled Debt:<\/strong> Limit your use of credit cards and steer clear of pointless loans. Instead of being a trap, debt ought to be a tool.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Lack of Retirement Planning:<\/strong> Your pay will eventually run out! To safeguard your future, invest in equity mutual funds, PPF, and NPS.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Lack of Risk Protection:<\/strong> To shield your family from unforeseen expenses, purchase term and health insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Ignoring Inflation:<\/strong> Your savings are eroded by inflation. To make sure your money rises more quickly than inflation, invest in growth assets like stocks.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Little adjustments made now can have a big impact tomorrow!<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2924\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2924\" aria-controls=\"collapse2924\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I invest in mutual funds using my credit card?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2924\" data-parent=\"#sp-ea-292\" role=\"region\" aria-labelledby=\"ea-header-2924\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, credit card purchases of mutual funds are prohibited per SEBI laws. The money must originate from a bank account or a source connected to UPI. This regulation helps stop people from making dangerous investments using borrowed funds.<\/span><\/p>\n<p><span style=\"font-weight: 400\">To guarantee hassle-free investing, instead, set up an auto-debit from your bank account for your SIPs!<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital proudly conducted its 260th Quality Circle Program on July 2, 2024, at the Central Warehousing Corporation&#8217;s (CWC) Regional Office for the second time. The event..<\/p>\n","protected":false},"author":1,"featured_media":239,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=238"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/238\/revisions"}],"predecessor-version":[{"id":344,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/238\/revisions\/344"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/239"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}