{"id":241,"date":"2025-05-25T07:14:18","date_gmt":"2025-05-25T07:14:18","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=241"},"modified":"2025-06-03T12:30:00","modified_gmt":"2025-06-03T12:30:00","slug":"bfc-capitals-261st-quality-circle-program-a-knowledge-enriching-experience","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-261st-quality-circle-program-a-knowledge-enriching-experience\/","title":{"rendered":"BFC Capital&#8217;s 261st Quality Circle Program: A Knowledge-Enriching Experience"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n-1024x1024.jpg\" alt=\"\" class=\"wp-image-242\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n-1024x1024.jpg 1024w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n-300x300.jpg 300w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n-150x150.jpg 150w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n-768x768.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n-1536x1536.jpg 1536w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/449848452_955344466604997_8695599162401530702_n.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/bfccapital.com\/\">BFC Capital <\/a>proudly hosted its 261st Quality Circle Program on July 5, 2024, at Neo Hub Co-Working Space, Cyber Heights. The event was a resounding success, featuring an engaging and insightful presentation by our AVP, Vikas Kr. Sah. He shared expert knowledge on the art of investing, equipping attendees with valuable financial strategies and investment insights. The session highlighted BFC Capital\u2019s ongoing commitment to educating and empowering investors for a secure and prosperous financial future.<\/p>\n\n\n<div ><style>#sp-ea-290 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-290.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-290.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-290.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-290.sp-easy-accordion>.sp-ea-single {background: #f06d70;}#sp-ea-290.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1746515595\">\n<div id=\"sp-ea-290\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2900\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2900\" aria-controls=\"collapse2900\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> How are mutual funds different from stocks?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse2900\" data-parent=\"#sp-ea-290\" role=\"region\" aria-labelledby=\"ea-header-2900\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Purchasing stocks entitles you to direct ownership of a business, which increases risk but also profits. You must monitor and control them actively. Unlike mutual funds are less risky and more hands-off since they collect the money of several investors and are professionally managed.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2901\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2901\" aria-controls=\"collapse2901\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Is it better to invest in mutual funds via SIP or lump sum?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2901\" data-parent=\"#sp-ea-290\" role=\"region\" aria-labelledby=\"ea-header-2901\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Your financial circumstances and the state of the market will determine this.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you make money on a regular basis, the Systematic Investment Plan (SIP) is optimal. By making small investments at regular intervals, it lessens the effect of market fluctuations. This strategy might eventually increase returns by enabling you to purchase more units at low prices and fewer at high ones. When you have extra money to invest, a lump sum is the best option. Because you invest the full sum all at once, your profits depend on the market&#8217;s timing. <\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2902\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2902\" aria-controls=\"collapse2902\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I transfer my mutual fund holdings to another person?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2902\" data-parent=\"#sp-ea-290\" role=\"region\" aria-labelledby=\"ea-header-2902\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, mutual funds can&#8217;t be transferred while you&#8217;re alive because they&#8217;re linked to your PAN. However, your nominee may inherit them in the event of your death.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Redeeming your mutual fund units and transferring the money is the ideal option if you want to send money to someone. Always include a nominee with your assets to spare your family from future legal issues.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2903\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2903\" aria-controls=\"collapse2903\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How do I choose the best mutual fund?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2903\" data-parent=\"#sp-ea-290\" role=\"region\" aria-labelledby=\"ea-header-2903\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Your objectives and risk tolerance will determine which mutual fund is ideal for you. How to make a decision: Establish Your Objective. Are you making investments for asset preservation, consistent income, or long-term growth?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Evaluate Your Risk Tolerance:<\/strong> Choose equity funds if you can tolerate a high level of risk. Debt funds are preferable if stability is your preference.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Examine performance by contrasting returns over three, five, and ten years with its benchmark.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Examine the expenses. Returns are reduced by a high expense ratio. Select funds that have fewer expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><strong>Assess the Fund Manager:<\/strong> A competent manager can have an impact. Examine their history.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Examine the fund&#8217;s exit load and lock-in period to be certain it provides the freedom you want.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Finding the mutual fund that best suits your demands is the first step in selecting the proper one.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2904\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2904\" aria-controls=\"collapse2904\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Should I rebalance my mutual fund portfolio?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2904\" data-parent=\"#sp-ea-290\" role=\"region\" aria-labelledby=\"ea-header-2904\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Sure! To maintain the proper mix of investments in your portfolio, you must rebalance it, just as you would adjust your budget based on your spending..<\/span><\/p>\n<p><span style=\"font-weight: 400\">The balance of your portfolio may change over time as a result of market fluctuations. If stocks do well, they can take up more of your portfolio, increasing your risk by selling underperforming assets and reinvesting in those that are performing well.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Profits can be booked to methodically lock in gains.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Maintain your focus on your objectives. Your portfolio should evolve along with your financial circumstances.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Reviewing and adjusting your investments once a year or once every six months is a smart idea.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital proudly hosted its 261st Quality Circle Program on July 5, 2024, at Neo Hub Co-Working Space, Cyber Heights. The event was a resounding success, featuring..<\/p>\n","protected":false},"author":1,"featured_media":242,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=241"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/241\/revisions"}],"predecessor-version":[{"id":343,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/241\/revisions\/343"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/242"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}