{"id":250,"date":"2025-05-28T07:12:47","date_gmt":"2025-05-28T07:12:47","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=250"},"modified":"2025-06-03T12:08:10","modified_gmt":"2025-06-03T12:08:10","slug":"bfc-capitals-264th-quality-circle-program-inspiring-financial-growth","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-264th-quality-circle-program-inspiring-financial-growth\/","title":{"rendered":"BFC Capital&#8217;s 264th Quality Circle Program: Inspiring Financial Growth"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n-1024x1024.jpg\" alt=\"\" class=\"wp-image-251\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n-1024x1024.jpg 1024w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n-300x300.jpg 300w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n-150x150.jpg 150w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n-768x768.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n-1536x1536.jpg 1536w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/03\/461972790_1023116996494410_8905740736851392852_n.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/bfccapital.com\/\">BFC Capital <\/a>successfully conducted its 264th Quality Circle Program on September 30, 2024, at Khun Khun Ji Girls College. The event featured an enlightening session by our AVP, Sagun Balram, and Wealth Manager, Sparsh Awasthi, who captivated the audience with their expertise on the art of investing. Their insightful presentation provided valuable financial knowledge and investment strategies to empower attendees. The session concluded with a special felicitation by the college principal, Mrs. Anshu Kedia, marking a memorable and impactful event.<\/p>\n\n\n<div ><style>#sp-ea-281 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-281.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-281.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-281.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-281.sp-easy-accordion>.sp-ea-single {background: #f06d70;}#sp-ea-281.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1746514988\">\n<div id=\"sp-ea-281\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2810\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2810\" aria-controls=\"collapse2810\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Is there a penalty for stopping my SIP before the selected tenure?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse2810\" data-parent=\"#sp-ea-281\" role=\"region\" aria-labelledby=\"ea-header-2810\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, terminating your SIP before the selected duration has no penalties. Because mutual funds are flexible, you can pause or resume your SIP at any time without incurring additional fees.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2811\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2811\" aria-controls=\"collapse2811\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Are mutual fund returns guaranteed?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2811\" data-parent=\"#sp-ea-281\" role=\"region\" aria-labelledby=\"ea-header-2811\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, the returns on mutual funds are market-linked, which means that they change according to the market conditions and depend entirely on how the market is performing at the moment.\u00a0 Mutual funds do not provide set or guaranteed returns, in contrast to fixed deposits.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Particularly, equity mutual funds might experience ups and downs due to maklret volaitility,Compared to pure equity funds, debt and hybrid funds could provide less volatility if stability is your goal.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2812\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2812\" aria-controls=\"collapse2812\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I invest my scholarship money in mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2812\" data-parent=\"#sp-ea-281\" role=\"region\" aria-labelledby=\"ea-header-2812\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Yes, you can use your scholarship money to invest in mutual funds, but you should put your immediate financial needs first.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Liquid funds or ultra-short-term debt funds are excellent choices if you want instant access to your money for educational costs, since they provide stability and simple withdrawals.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Systematic Investment Plans (SIPs) in index funds, balanced funds, or equity funds are an option if you have extra scholarship money that you don&#8217;t need right away.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Make sure you have enough cash on hand to cover living expenses, books, and tuition before making any investments. You should only make long-term investments that you can afford.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2813\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2813\" aria-controls=\"collapse2813\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Are there mutual funds specifically designed for women investors?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2813\" data-parent=\"#sp-ea-281\" role=\"region\" aria-labelledby=\"ea-header-2813\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, there aren&#8217;t any mutual funds created specifically with women in mind but that does not mean women should be kept from starting their investment journey at all . Nonetheless, depending on their financial objectives, women might profit from a variety of investing opportunities.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-2814\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2814\" aria-controls=\"collapse2814\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Is it possible to invest in mutual funds without a PAN card?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse2814\" data-parent=\"#sp-ea-281\" role=\"region\" aria-labelledby=\"ea-header-2814\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, according to the guidelines issued by SEBI with it&#8217;s requirements, investment in mutual funds in India requires a PAN (Permanent Account Number) card. It is necessary for compliance with KYC (Know Your Customer), which is necessary before you can begin investing.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital successfully conducted its 264th Quality Circle Program on September 30, 2024, at Khun Khun Ji Girls College. The event featured an enlightening session by our..<\/p>\n","protected":false},"author":1,"featured_media":251,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=250"}],"version-history":[{"count":4,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/250\/revisions"}],"predecessor-version":[{"id":340,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/250\/revisions\/340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/251"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}