{"id":385,"date":"2025-06-03T10:36:25","date_gmt":"2025-06-03T10:36:25","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=385"},"modified":"2025-06-04T08:20:31","modified_gmt":"2025-06-04T08:20:31","slug":"bfc-capitals-274th-quality-circle-program-advancing-financial-awareness-at-bureau-of-indian-standards","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-274th-quality-circle-program-advancing-financial-awareness-at-bureau-of-indian-standards\/","title":{"rendered":"BFC Capital&#8217;s 274th Quality Circle Program: Advancing Financial Awareness at Bureau of Indian Standards"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/499640783_1205156144957160_6025793051194575572_n-2-819x1024.jpg\" alt=\"\" class=\"wp-image-386\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/499640783_1205156144957160_6025793051194575572_n-2-819x1024.jpg 819w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/499640783_1205156144957160_6025793051194575572_n-2-240x300.jpg 240w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/499640783_1205156144957160_6025793051194575572_n-2-768x960.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/499640783_1205156144957160_6025793051194575572_n-2-1229x1536.jpg 1229w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/499640783_1205156144957160_6025793051194575572_n-2.jpg 1638w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n\n\n\n<p>On May 23, 2025, BFC Capital held its 274th Quality Circle Program at the Bureau of Indian Standards, continuing its mission to foster financial literacy. The session was led by our Vice President, Vikas Singh, who delivered a powerful and insightful presentation on financial planning and investment strategies. His engaging talk empowered attendees with practical knowledge and tools to make informed financial decisions, further strengthening BFC Capital\u2019s dedication to investor education and awareness.<\/p>\n\n\n<div ><style>#sp-ea-408 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-408.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-408.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-408.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-408.sp-easy-accordion>.sp-ea-single {background: #f06d70;}#sp-ea-408.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1749024391\">\n<div id=\"sp-ea-408\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-4080\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse4080\" aria-controls=\"collapse4080\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Can I change my mutual fund scheme if I find a better one later on?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse4080\" data-parent=\"#sp-ea-408\" role=\"region\" aria-labelledby=\"ea-header-4080\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Yes. You can switch your investment to another fund anytime. It\u2019s flexible. Just check for tax or exit charges if you&#8217;re moving too soon.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-4081\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse4081\" aria-controls=\"collapse4081\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> I already have a LIC policy and insurance policies in my name\u2013 do I still need to invest in mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse4081\" data-parent=\"#sp-ea-408\" role=\"region\" aria-labelledby=\"ea-header-4081\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Yes. Insurance is for protection. Mutual Funds are for wealth creation and long-term growth. Both are important, but they serve different purposes.\u00a0<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-4082\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse4082\" aria-controls=\"collapse4082\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can a person with an active loan invest in mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse4082\" data-parent=\"#sp-ea-408\" role=\"region\" aria-labelledby=\"ea-header-4082\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Yes, you can continue to invest in mutual funds even if you have an outstanding and active loan already in place. But it&#8217;s very, very, very crucial to find a balance between the two of them. Let&#8217;s say you have credit card debt or personal loans with very high interest rates. When such is the case, it is usually best to pay off those loans before making large mutual fund investments.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-4083\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse4083\" aria-controls=\"collapse4083\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> In the event of an emergency, may I take an early withdrawal from my mutual fund investments?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse4083\" data-parent=\"#sp-ea-408\" role=\"region\" aria-labelledby=\"ea-header-4083\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">You certainly can! The majority of liquid and open-ended mutual funds let you take your money out fast. ELSS (tax-saving funds) has a required 3-year lock-in period. It&#8217;s wise to bear in mind that in order to be ready for crises and to stay prepared for emergencies, it\u2019s a good idea to keep funds in an open-ended fund.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>On May 23, 2025, BFC Capital held its 274th Quality Circle Program at the Bureau of Indian Standards, continuing its mission to foster financial literacy. The session..<\/p>\n","protected":false},"author":1,"featured_media":386,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=385"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/385\/revisions"}],"predecessor-version":[{"id":419,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/385\/revisions\/419"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/386"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}