{"id":449,"date":"2025-06-13T05:14:59","date_gmt":"2025-06-13T05:14:59","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=449"},"modified":"2026-05-26T11:02:58","modified_gmt":"2026-05-26T11:02:58","slug":"bfc-capitals-283rd-quality-circle-program-empowers-with-financial-wisdom","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-283rd-quality-circle-program-empowers-with-financial-wisdom\/","title":{"rendered":"BFC Capital&#8217;s 283rd Quality Circle Program Empowers with Financial Wisdom"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/503895683_1215869093885865_4373341155403837208_n-3-819x1024.jpg\" alt=\"\" class=\"wp-image-450\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/503895683_1215869093885865_4373341155403837208_n-3-819x1024.jpg 819w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/503895683_1215869093885865_4373341155403837208_n-3-240x300.jpg 240w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/503895683_1215869093885865_4373341155403837208_n-3-768x960.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/503895683_1215869093885865_4373341155403837208_n-3-1229x1536.jpg 1229w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/06\/503895683_1215869093885865_4373341155403837208_n-3.jpg 1638w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/bfccapital.com\/\">BFC Capital<\/a> conducted its 283rd Quality Circle Program on 13th June 2025 at UPSCIDCO, Lucknow. The session, led by COO Mr. Sharad Bindal, focused on money management and financial literacy. With full-house participation, the event fostered active engagement and equipped attendees with practical insights to make informed financial decisions, reinforcing BFC Capital\u2019s mission to promote financial awareness and empowerment.<\/p>\n\n\n<div ><style>#sp-ea-754 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-754.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-754.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-754.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-754.sp-easy-accordion>.sp-ea-single {background: #f44556;}#sp-ea-754.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1779774878\">\n<div id=\"sp-ea-754\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7540\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7540\" aria-controls=\"collapse7540\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Is mutual fund investment safe for government employees like us?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse7540\" data-parent=\"#sp-ea-754\" role=\"region\" aria-labelledby=\"ea-header-7540\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Mutual funds are generally considered safe if you invest according to your goals and risk level.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Since government employees usually have stable income, SIPs can be a good way to slowly build wealth over time. You just need to choose the right type of fund instead of investing randomly.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7541\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7541\" aria-controls=\"collapse7541\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is better for long-term savings \u2014 FD, PPF, or mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7541\" data-parent=\"#sp-ea-754\" role=\"region\" aria-labelledby=\"ea-header-7541\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">All three have different purposes. FD and PPF are safer, but returns are usually lower.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Mutual funds can give better growth in the long run, although there is some market risk involved.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A balanced mix of safety and growth usually works better than depending on only one option.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7542\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7542\" aria-controls=\"collapse7542\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How should we plan for retirement apart from pension?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7542\" data-parent=\"#sp-ea-754\" role=\"region\" aria-labelledby=\"ea-header-7542\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Pension gives support, but expenses and medical costs keep increasing with time.<\/span><\/p>\n<p><span style=\"font-weight: 400\">That\u2019s why it\u2019s better to create an extra retirement fund through SIPs, savings, or other investments. Starting early, even with a small amount, can make a big difference later.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7543\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7543\" aria-controls=\"collapse7543\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What happens to our investments if something happens to us?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7543\" data-parent=\"#sp-ea-754\" role=\"region\" aria-labelledby=\"ea-header-7543\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Your investments stay secure and can be transferred to your nominee or family member.<\/span><\/p>\n<p><span style=\"font-weight: 400\">That\u2019s why keeping nominee details updated is very important in every investment.<\/span><\/p>\n<p><span style=\"font-weight: 400\">It helps your family avoid problems later<\/span><b>.<\/b><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7544\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7544\" aria-controls=\"collapse7544\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How can we save tax apart from LIC and PF?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7544\" data-parent=\"#sp-ea-754\" role=\"region\" aria-labelledby=\"ea-header-7544\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">There are many options apart from LIC and PF, like ELSS mutual funds, PPF, NPS, and tax-saving fixed deposits. But don\u2019t invest only for tax saving \u2014 choose options that also match your future goals. Good tax planning should help in both saving tax and building wealth.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital conducted its 283rd Quality Circle Program on 13th June 2025 at UPSCIDCO, Lucknow. The session, led by COO Mr. Sharad Bindal, focused on money management..<\/p>\n","protected":false},"author":1,"featured_media":450,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=449"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/449\/revisions"}],"predecessor-version":[{"id":775,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/449\/revisions\/775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/450"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}