{"id":470,"date":"2025-08-13T10:30:29","date_gmt":"2025-08-13T10:30:29","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=470"},"modified":"2026-05-26T11:44:09","modified_gmt":"2026-05-26T11:44:09","slug":"289th-quality-circle-program-by-bfc-capital-at-hewett-polytechnic-college-lucknow","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/289th-quality-circle-program-by-bfc-capital-at-hewett-polytechnic-college-lucknow\/","title":{"rendered":"289th Quality Circle Program by BFC Capital at Hewett Polytechnic College, Lucknow"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276600_1278733367599437_3468383622583749072_n-819x1024.jpg\" alt=\"\" class=\"wp-image-471\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276600_1278733367599437_3468383622583749072_n-819x1024.jpg 819w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276600_1278733367599437_3468383622583749072_n-240x300.jpg 240w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276600_1278733367599437_3468383622583749072_n-768x960.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276600_1278733367599437_3468383622583749072_n-1229x1536.jpg 1229w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276600_1278733367599437_3468383622583749072_n.jpg 1638w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/bfccapital.com\/\"><strong>BFC Capital <\/strong><\/a>successfully conducted its 289th Quality Circle Program at Hewett Polytechnic College, Lucknow, on 13th August 2025.<br>The session, led by our Senior Wealth Manager <strong>Mr. Sparsh Awasthi<\/strong>, focused on spreading <strong>financial awareness<\/strong> and fostering a <strong>healthy interaction with the college faculty<\/strong>. The event was a resounding success, inspiring participants to make informed financial decisions and embrace a culture of smart investing.<\/p>\n\n\n<div ><style>#sp-ea-760 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-760.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-760.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-760.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-760.sp-easy-accordion>.sp-ea-single {background: #f44556;}#sp-ea-760.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1779778565\">\n<div id=\"sp-ea-760\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7600\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7600\" aria-controls=\"collapse7600\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> If FD is safe, then why should we take risk in mutual funds?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse7600\" data-parent=\"#sp-ea-760\" role=\"region\" aria-labelledby=\"ea-header-7600\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">FDs are definitely safer and good for stability, but their returns are usually lower.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><span style=\"font-weight: 400\">Over the long term, inflation slowly reduces the real value of money. Mutual funds involve some risk, but they also give the opportunity for better growth and wealth creation over time.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7601\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7601\" aria-controls=\"collapse7601\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is SWP and how is it useful after retirement?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7601\" data-parent=\"#sp-ea-760\" role=\"region\" aria-labelledby=\"ea-header-7601\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">SWP means Systematic Withdrawal Plan, where you can withdraw a fixed amount regularly from your investment. It is useful after retirement because it can work like a monthly income while the remaining amount stays invested. This helps in managing regular expenses without withdrawing the full investment at once.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7602\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7602\" aria-controls=\"collapse7602\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can we switch from one mutual fund to another later?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7602\" data-parent=\"#sp-ea-760\" role=\"region\" aria-labelledby=\"ea-header-7602\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Yes, mutual funds can be switched later if your goals, risk level, or fund performance changes.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><span style=\"font-weight: 400\">Many people review and update their portfolio from time to time based on their needs. But frequent switching without proper reason is usually not a good idea.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7603\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7603\" aria-controls=\"collapse7603\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How do we avoid investing based on rumours or social media tips?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7603\" data-parent=\"#sp-ea-760\" role=\"region\" aria-labelledby=\"ea-header-7603\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Nowadays, many people invest just by watching reels, videos, or random tips online.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><span style=\"font-weight: 400\">Before investing, always check proper facts, understand the product, and see whether it actually matches your goals. It\u2019s better to take informed decisions instead of following market hype.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7604\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7604\" aria-controls=\"collapse7604\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Why is long-term investing always recommended?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7604\" data-parent=\"#sp-ea-760\" role=\"region\" aria-labelledby=\"ea-header-7604\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Long-term investing gives your money more time to grow and benefit from compounding.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><span style=\"font-weight: 400\">Short-term markets may go up and down, but over longer periods, investments usually become more stable. Patience and consistency are often more important than trying to earn quick returns.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital successfully conducted its 289th Quality Circle Program at Hewett Polytechnic College, Lucknow, on 13th August 2025.The session, led by our Senior Wealth Manager Mr. Sparsh..<\/p>\n","protected":false},"author":1,"featured_media":471,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=470"}],"version-history":[{"count":3,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/470\/revisions"}],"predecessor-version":[{"id":781,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/470\/revisions\/781"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/471"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}