{"id":473,"date":"2025-08-18T10:32:45","date_gmt":"2025-08-18T10:32:45","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=473"},"modified":"2026-05-26T11:44:34","modified_gmt":"2026-05-26T11:44:34","slug":"bfc-capital-conducts-290th-quality-circle-program-at-bbau-lucknow","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capital-conducts-290th-quality-circle-program-at-bbau-lucknow\/","title":{"rendered":"BFC Capital Conducts 290th Quality Circle Program at BBAU, Lucknow"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276486_1278735044265936_5701834768080106533_n-819x1024.jpg\" alt=\"\" class=\"wp-image-474\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276486_1278735044265936_5701834768080106533_n-819x1024.jpg 819w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276486_1278735044265936_5701834768080106533_n-240x300.jpg 240w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276486_1278735044265936_5701834768080106533_n-768x960.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276486_1278735044265936_5701834768080106533_n-1229x1536.jpg 1229w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/536276486_1278735044265936_5701834768080106533_n.jpg 1638w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/bfccapital.com\/\"><strong>BFC Capital<\/strong><\/a> successfully conducted its 290th Quality Circle Program at Babasaheb Bhimrao Ambedkar University (BBAU), Lucknow, on 18th August 2025. The session, led by our Senior Wealth Manager, <em>Mr. Sparsh Awasthi<\/em>, was a remarkable success\u2014focusing on spreading financial awareness and fostering a healthy, insightful interaction with the esteemed faculty members. The event highlighted the importance of financial literacy and responsible investing for long-term prosperity.<\/p>\n\n\n<div ><style>#sp-ea-761 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-761.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-761.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-761.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-761.sp-easy-accordion>.sp-ea-single {background: #f44556;}#sp-ea-761.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1779779614\">\n<div id=\"sp-ea-761\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7610\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7610\" aria-controls=\"collapse7610\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> I earn well, but I am always left with 0 savings at the month-end. What am I doing wrong?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse7610\" data-parent=\"#sp-ea-761\" role=\"region\" aria-labelledby=\"ea-header-7610\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">People generally spend first and then save whatever\u2019s left\u2013which is nothing. Therefore, the ideal thing to do is save first; even a Rs 1000 SIP on each payday can help you build decent wealth in the long run.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7611\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7611\" aria-controls=\"collapse7611\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> I am only 25, why should I begin investing now when I have decades ahead of me?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7611\" data-parent=\"#sp-ea-761\" role=\"region\" aria-labelledby=\"ea-header-7611\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Because time is the only investing advantage you can&#8217;t buy back. Rs 10,000 invested at 26 at 12% annual returns becomes roughly Rs 3 lakh by 55. Wait till 36 to start, and that same Rs 10,000 becomes just Rs 1 lakh. Compounding rewards the early starters.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7612\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7612\" aria-controls=\"collapse7612\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> There are so many investment options, how do I even choose?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7612\" data-parent=\"#sp-ea-761\" role=\"region\" aria-labelledby=\"ea-header-7612\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Don\u2019t choose one; that\u2019s the whole point of diversification. However, that choice depends on your financial goals, risk appetite, and time horizon\u2014that\u2019s where we truly assist you.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7613\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7613\" aria-controls=\"collapse7613\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> My parents kept money in an FD for their whole life, and they turned out fine. Why can\u2019t I do the same?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7613\" data-parent=\"#sp-ea-761\" role=\"region\" aria-labelledby=\"ea-header-7613\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Inflation has changed the math. Thirty years ago, an FD at 10-12% actually beat inflation comfortably. Today, with FD rates around 6-7% and inflation eating 5-6%, your real returns are nearly zero. What worked for your parents&#8217; generation may quietly be shrinking your wealth today.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7614\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7614\" aria-controls=\"collapse7614\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How do I know if a financial advisor is genuinely helping me or just selling me something?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7614\" data-parent=\"#sp-ea-761\" role=\"region\" aria-labelledby=\"ea-header-7614\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">First, check if they are SEBI-registered. Second, see if they are asking you about your financial goals, risk appetite, and time horizon to offer you suitable guidance rather than just suggesting their product. If yes, then that\u2019s your sign to trust that advisor.<\/span><\/p>\n<p>&nbsp;<\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital successfully conducted its 290th Quality Circle Program at Babasaheb Bhimrao Ambedkar University (BBAU), Lucknow, on 18th August 2025. The session, led by our Senior Wealth..<\/p>\n","protected":false},"author":1,"featured_media":474,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=473"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/473\/revisions"}],"predecessor-version":[{"id":782,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/473\/revisions\/782"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/474"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}