{"id":482,"date":"2025-09-06T11:04:45","date_gmt":"2025-09-06T11:04:45","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=482"},"modified":"2026-05-26T11:48:21","modified_gmt":"2026-05-26T11:48:21","slug":"bfc-capitals-293rd-quality-circle-empowering-investors-through-financial-literacy","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capitals-293rd-quality-circle-empowering-investors-through-financial-literacy\/","title":{"rendered":"BFC Capital\u2019s 293rd Quality Circle: Empowering Investors Through Financial Literacy"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/544982131_1294713389334768_7152735622898980670_n-819x1024.jpg\" alt=\"\" class=\"wp-image-483\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/544982131_1294713389334768_7152735622898980670_n-819x1024.jpg 819w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/544982131_1294713389334768_7152735622898980670_n-240x300.jpg 240w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/544982131_1294713389334768_7152735622898980670_n-768x960.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/544982131_1294713389334768_7152735622898980670_n-1229x1536.jpg 1229w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/544982131_1294713389334768_7152735622898980670_n.jpg 1638w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/bfccapital.com\/\"><strong>BFC Capital<\/strong><\/a> successfully hosted its <strong>293rd Quality Circle Program<\/strong> on <strong>6th September 2025<\/strong> at <strong>Hotel Silvete, Lucknow<\/strong>. The insightful session, led by <strong>Mr. Anurag Agarwal<\/strong>, focused on <strong>money management and financial literacy<\/strong>, drawing a full-house audience. The event fostered active engagement, encouraged informed financial decision-making, and empowered every attendee with practical investment insights for a secure financial future.<\/p>\n\n\n<div ><style>#sp-ea-766 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-766.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-766.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-766.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-766.sp-easy-accordion>.sp-ea-single {background: #f44556;}#sp-ea-766.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1779780727\">\n<div id=\"sp-ea-766\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7660\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7660\" aria-controls=\"collapse7660\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> How do I start if I have never invested before?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse7660\" data-parent=\"#sp-ea-766\" role=\"region\" aria-labelledby=\"ea-header-7660\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">The best way to begin your investment journey is by asking yourself: Why am I investing? Is it for retirement, for a child\u2019s marriage, or for any trip? Once you have the answer to this question, ask yourself: By when do I need this money? And that\u2019s it, now pick a fund that matches your financial goal and timeline and start your investment journey.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7661\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7661\" aria-controls=\"collapse7661\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How much of my monthly income should I actually be investing?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7661\" data-parent=\"#sp-ea-766\" role=\"region\" aria-labelledby=\"ea-header-7661\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">One must always follow the 50, 30, &amp; 20 rule. Meaning, set aside 50% of monthly earnings for needs, 30% for wants, and 20% for savings. However, it also depends on your income and liabilities, but the idea is to remain consistent.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7662\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7662\" aria-controls=\"collapse7662\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How do I know if I am investing in the right fund for my financial goal?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7662\" data-parent=\"#sp-ea-766\" role=\"region\" aria-labelledby=\"ea-header-7662\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Start by determining whether your fund type aligns with the timeline of your financial goals; if yes, then good to go; otherwise, you may need to adjust your investments. To make it clearer: The time horizon for an equity fund is 5+ years, for a hybrid fund is 3-5 years, and for a debt fund, it\u2019s under 3 years. If you still need assistance, we\u2019ll be happy to help you map out your investment journey.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7663\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7663\" aria-controls=\"collapse7663\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> If the market crashes, will I lose everything?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7663\" data-parent=\"#sp-ea-766\" role=\"region\" aria-labelledby=\"ea-header-7663\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Markets are like an ECG machine; it shows that the heart is constantly moving up and down\u2014that\u2019s what a healthy heart looks like, right? Nobody wishes to see a flat line because that would mean the person is dead. Similarly, a flat market is a dead market\u2014no movement means no opportunity, growth, or price discovery. Therefore, if you have a well-diversified portfolio and a long investment horizon, then short-term crashes are temporary. However, panic selling is what locks losses\u2014staying the course is usually the smarter move.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7664\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7664\" aria-controls=\"collapse7664\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How do I protect my family financially, while also building wealth?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7664\" data-parent=\"#sp-ea-766\" role=\"region\" aria-labelledby=\"ea-header-7664\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">People typically invest first to build wealth, then think about protecting their family financially, which indeed is a very risky order of operation. The ideal thing to do is to get health insurance or term-life insurance and then build wealth.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital successfully hosted its 293rd Quality Circle Program on 6th September 2025 at Hotel Silvete, Lucknow. The insightful session, led by Mr. Anurag Agarwal, focused on..<\/p>\n","protected":false},"author":1,"featured_media":483,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=482"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/482\/revisions"}],"predecessor-version":[{"id":785,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/482\/revisions\/785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/483"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}