{"id":485,"date":"2025-09-16T11:09:30","date_gmt":"2025-09-16T11:09:30","guid":{"rendered":"https:\/\/bfccapital.com\/event\/?p=485"},"modified":"2026-05-26T11:49:07","modified_gmt":"2026-05-26T11:49:07","slug":"bfc-capital-hosts-294th-quality-circle-program-at-the-university-of-lucknow","status":"publish","type":"post","link":"https:\/\/bfccapital.com\/event\/bfc-capital-hosts-294th-quality-circle-program-at-the-university-of-lucknow\/","title":{"rendered":"BFC Capital Hosts 294th Quality Circle Program at the University of Lucknow"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/549362225_1302634548542652_5150534558044435750_n-819x1024.jpg\" alt=\"\" class=\"wp-image-486\" srcset=\"https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/549362225_1302634548542652_5150534558044435750_n-819x1024.jpg 819w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/549362225_1302634548542652_5150534558044435750_n-240x300.jpg 240w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/549362225_1302634548542652_5150534558044435750_n-768x960.jpg 768w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/549362225_1302634548542652_5150534558044435750_n-1229x1536.jpg 1229w, https:\/\/bfccapital.com\/event\/wp-content\/uploads\/2025\/10\/549362225_1302634548542652_5150534558044435750_n.jpg 1638w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/bfccapital.com\/\"><strong>BFC Capital<\/strong><\/a> successfully conducted its 294th Quality Circle Program at the University of Lucknow on 16th September 2025. The session was led by our COO, <strong>Mr. Sharad Bindal<\/strong>, who shared valuable insights on <strong>financial awareness<\/strong> and emphasized the importance of informed investing. The event encouraged active participation and meaningful interaction with the professors, fostering a deeper understanding of wealth creation and financial discipline.<\/p>\n\n\n<div ><style>#sp-ea-767 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-767.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-767.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-767.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-767.sp-easy-accordion>.sp-ea-single {background: #f44556;}#sp-ea-767.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #0c2e8a;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1779780870\">\n<div id=\"sp-ea-767\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\">\n\n<!-- Start accordion card div. -->\n<div class=\"ea-card ea-expand sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7670\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7670\" aria-controls=\"collapse7670\" href=\"#\"  aria-expanded=\"true\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> I have a stable salary and a pension coming\u2014do I need to invest separately?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse7670\" data-parent=\"#sp-ea-767\" role=\"region\" aria-labelledby=\"ea-header-7670\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">It\u2019s not a secret that inflation erodes purchasing power every year; therefore, your pension will only cover your survival, not your lifestyle. Investing separately helps you maintain\u2014and grow\u2014your standard of living post-retirement.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7671\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7671\" aria-controls=\"collapse7671\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What\u2019s the real impact of starting late?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7671\" data-parent=\"#sp-ea-767\" role=\"region\" aria-labelledby=\"ea-header-7671\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Huge! When you invest in mutual funds via SIP, your investments leverage the benefit of compounding; therefore, the sooner you start, the better wealth you accumulate as you get closer to your financial goal.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7672\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7672\" aria-controls=\"collapse7672\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Is it too risky for someone who\u2019s at the age of 50 to begin investing?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7672\" data-parent=\"#sp-ea-767\" role=\"region\" aria-labelledby=\"ea-header-7672\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">It\u2019s not risky, but it definitely is a lot different. So, if you begin investing at the age of 50, you will have to choose safer funds, like debt or hybrid funds that align well with your financial goal, within the given time horizon. If we put it simply, the idea is to align your risk with the remaining time horizon and income stability and not just your age.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7673\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7673\" aria-controls=\"collapse7673\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> I have been putting money in an FD for years. Is that a mistake?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7673\" data-parent=\"#sp-ea-767\" role=\"region\" aria-labelledby=\"ea-header-7673\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">No, it\u2019s not a mistake; however, it will limit your potential for better returns and accumulating a fulfilling corpus. FDs barely beat inflation. For long-term goals, FDs protect capital but don&#8217;t build real wealth. Diversifying some portion into debt mutual funds or equity hybrid funds can significantly improve post-tax returns.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<!-- Start accordion card div. -->\n<div class=\"ea-card  sp-ea-single\">\n\t<!-- Start accordion header. -->\n\t<h3 class=\"ea-header\">\n\t\t<!-- Add anchor tag for header. -->\n\t\t<a class=\"collapsed\" id=\"ea-header-7674\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse7674\" aria-controls=\"collapse7674\" href=\"#\"  aria-expanded=\"false\" tabindex=\"0\">\n\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What does \u2018financial discipline\u2019 actually mean in practice?\t\t<\/a> <!-- Close anchor tag for header. -->\n\t<\/h3>\t<!-- Close header tag. -->\n\t<!-- Start collapsible content div. -->\n\t<div class=\"sp-collapse spcollapse \" id=\"collapse7674\" data-parent=\"#sp-ea-767\" role=\"region\" aria-labelledby=\"ea-header-7674\">  <!-- Content div. -->\n\t\t<div class=\"ea-body\">\n\t\t<p><span style=\"font-weight: 400\">Financial discipline basically means that you are not spending more than you are earning, you are investing a fixed amount every month (before you let your lifestyle expenses take over your savings), and you are not touching your investments during market dips or personal temptations.<\/span><\/p>\n\t\t<\/div> <!-- Close content div. -->\n\t<\/div> <!-- Close collapse div. -->\n<\/div> <!-- Close card div. -->\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>BFC Capital successfully conducted its 294th Quality Circle Program at the University of Lucknow on 16th September 2025. The session was led by our COO, Mr. Sharad..<\/p>\n","protected":false},"author":1,"featured_media":486,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_venue":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/comments?post=485"}],"version-history":[{"count":2,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/485\/revisions"}],"predecessor-version":[{"id":786,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/posts\/485\/revisions\/786"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media\/486"}],"wp:attachment":[{"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/media?parent=485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/categories?post=485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bfccapital.com\/event\/wp-json\/wp\/v2\/tags?post=485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}