Child Education Planning Calculator

A Child Education Planning Calculator is used for computing the amount an individual may require to fund his or her Child's Education. This online investment planner takes into account factors like the child’s present age, the age when he is likely to need that money, the rate of returns the investment is likely to fetch, and the inflation rate, among other things, to project the corpus required. Moreover, it also computes and projects the amount that needs to be invested to achieve the targeted corpus, be it every month, or as a one-time lumpsum investment.

Education is one of the significant expenses that have to be taken into account when planning your child’s future. What makes the task difficult is the numerous variables that have to be kept in mind before outlining an investment strategy for fulfilling this purpose. The escalating cost of education and the ever-growing inflation index are two such factors. Also, none of us know what line of education our child will end up pursuing. This makes putting a number on the amount needed extremely difficult.

Investing in a Child Education Plan helps build the money you shall need to fund your child’s education. But this needs to be done with great care and planning, as a flawed investment strategy may cause you to miss your targeted corpus. Also, the growth trajectory of the investments made needs to be monitored round-the-clock, to ensure that the returns fetched are in line with the targeted corpus.

To finalise a suitable strategy, investors need to discuss options with their wealth management consultant, who shall do the research needed to identify their investment risk profile and monetary obligations before making a recommendation.

At BFC Capital, we pay the attention to detail required to cater to your financial needs appropriately. Investment options are recommended and customised to match your requirements. Moreover, your investments are subjected to relentless monitoring to avoid any shortfall in the returns fetched.

The assurance of a secure future is the best gift parents can give a child. But how do we ensure this ? Investing money in the right products can get the job done, most of us understand this, but which ones ? The numerous options presently afloat in the financial universe tend to leave guardians clueless about the right investment choice.

There was a time when investing in FDs could get the job done, but with fixed deposit interest rates plummeting every other quarter, investors are faced with the risk of falling short of the targeted corpus. The same is the case with company fixed deposits. Yes, they offer relatively higher returns, but they do not have the potential to multiply the money infused, expeditiously.

Those thinking of investing in traditional insurance plans are also faced with a similar dilemma. All these investment options, although trusted and old, simply do not possess the attributes needed to ensure a safe future for your child. Parents, when investing money for their child’s future, need to opt for products that can grow expeditiously over the long term through compounding, and have the potential to outrun the inflation index.

The suitable course of action herein is to discuss options with a certified financial planner, outline an investment strategy in advance, and diversify investments accordingly.