On May 31, 2025, BFC Capital conducted its 279th Quality Circle Program at Hotel Silvete, continuing its mission to spread financial literacy and empower future investors. The session was led by Vice President Mr. Vikas Singh, who delivered an impactful and informative talk focused on financial awareness and smart investing strategies. The event drew active participation from attendees, who were recognized with certificates for their enthusiasm and learning. The program underscored BFC Capital’s dedication to guiding individuals toward informed and confident financial decisions.
Why is asset allocation important, and why shouldn’t I put all my money in one type of fund?
Asset allocation helps you spread the risk in your investments. Markets are volatile and always move up and down, and different assets perform differently at different times. Diversifying across different asset classes helps protect your investments and makes your overall returns better by balancing out the risk and returns in different investments.
I’ve just started earning, and my budget is very low, and I am confused. Should I still start investing in Mutual Funds?
Yes, absolutely you should. You don’t need a big amount to start investing in mutual funds at all—SIPs in some funds start from just ₹500 a month which is easily affordable. If you start early even with small amounts, it will give your money more time to grow via the benefit of compounding. So, It’s less about how much money you invest and more about how consistently you keep investing!
Can I stop my SIP if I have an emergency or need money for something urgent?
Yes, you have the luxury of pausing, cancelling your SIPs at any time—they are very flexible. But it is important that you try to distinguish between real and actual emergencies and short-term wants. Skipping SIPs regularly can delay your growth and derail your goal planning. If you need to pause, it is important that you restart as soon as you’re financially stable again!
