
BFC Capital successfully organized its 284th Quality Circle (QC) Program on 27th June 2025 at Radio Mirchi 98.3 FM, Lucknow. The engaging session, led by Mr. Anurag Agarwal, delivered powerful insights on money management and financial literacy. The event fostered meaningful dialogue and empowered participants with practical knowledge to make informed financial decisions.
Does inflation affect our mutual funds that much?
Inflation mainly affects the value of money over time. If your money only stays in savings accounts or FDs, its real value slowly reduces. That’s one reason many people choose mutual funds for long-term growth.
Should husband and wife plan investments separately or together?
A mix of both is usually better. Some investments can be together for family goals, while some can stay separate for personal security and flexibility. The important thing is that both should be aware of the overall financial planning.
Is purchasing land a good investment?
Land can be a good long-term investment if the location and documents are proper. But it also needs bigger money, patience, and careful checking before buying. So it’s good, but it should not be the only investment option.
I am not very comfortable with advanced technology or investing through phone apps. What should I do?
That’s completely okay — many people feel the same. You can start with help from a trusted advisor or by visiting the branch directly. Slowly, once you get comfortable, you can learn simple online steps little by little.